How far is Waterloo, IA from Spencer, IA?

The driving distance from Waterloo, IA to Spencer, IA is about 194.4 miles (312.9 km), with a travel time of about 04h 00m by car.

  • The straight-line flight distance is about 148.9 miles (239.6 km).
  • For a round trip, plan for roughly 08h 01m of driving time before adding stops, traffic, or weather delays.
  • A comfortable departure window is usually 6:00 AM to 8:00 AM CDT.
Trip Tools

Reverse, save, or send this route

This drive is better planned with a longer stop or an overnight stay. Copy the route link, send it to another device, or print a clean version before you head out.

Reverse Route
Quick Snapshot
Road
194.41 mi
04h 00m
Flight
148.88 mi
239.6 km direct

This drive is better planned with a longer stop or an overnight stay.

Learn Distance

Choose another destination from Waterloo.

Flight Distance

Direct air line
148.88 mi
Kilometers
239.6 km
Flight Time
00h 17m

Driving Distance

Road route
194.41 mi
Kilometers
312.88 km
Drive Time
04h 00m

Gas Cost Calculator

Leave and Arrive Planner

Pick a departure time to see your estimated arrival and same-day return window.

Drive time stays fixed at 04h 00m.

Arrival Snapshot
Arrive in Spencer
Thu, Apr 23, 6:59 AM CDT
Return by in Waterloo
Thu, Apr 23, 11:00 AM CDT
Useful when you're deciding between a quick errand, a day trip, or a longer stop.
Leave Waterloo
2026-04-23T02:59
Arrive Spencer
Thu, Apr 23, 6:59 AM CDT
Route Timing
04h 00m
One way by road
Best Departure Window
6:00 AM to 8:00 AM CDT
Leave early for more breathing room
Arrive between
10:01 AM to 12:01 PM CDT

An early departure helps you fit a real stop into the day without turning the return into a late-night drive.

Leave by
8:58 AM CDT
Keeps a same-day return open with about 04h 00m at the destination.
Back in Waterloo
9:00 PM CDT
Early departure recommended

You are leaving earlier than the recommended window, which gives you extra margin for breaks and traffic.

Halfway Point

A useful midpoint for breaks, coffee, or meeting in the middle.

Mid-route stop
Otho
IA

Human settlement in Webster County, Iowa, United States of America

From Waterloo
97.1 mi
02h 00m
To Spencer
97.4 mi
02h 00m

Route Weather Snapshot

Check the forecast at both ends before you head out.

Origin
73°F
Thursday

Slight Chance Rain Showers then Chance Showers And Thunderstorms

Starts
Thu, Apr 23 6:00 AM CDT
Wind
17 to 25 mph S
Destination
78°F
Thursday

Chance Showers And Thunderstorms

Starts
Thu, Apr 23 6:00 AM CDT
Wind
25 to 30 mph S

Driving Route Map

The map below follows the saved road route between Waterloo and Spencer.

Turn-by-Turn Driving Directions

Step-by-step road directions between Waterloo and Spencer.

  1. 1

    Start on West 4th Street

    23 m · 6 sec · West 4th Street

  2. 2

    Turn right onto Washington Street

    117 m · 10 sec · Washington Street

  3. 3

    Turn right onto West 5th Street

    1622 ft · 34 sec · West 5th Street

  4. 4

    Continue on West 4th Street

    2.4 mi · 4 min · West 4th Street

  5. 5

    Turn slight right onto West Ridgeway Avenue

    3073 ft · 1 min · West Ridgeway Avenue

  6. 6

    Turn left onto Sergeant Road

    1.3 km · 1 min · Sergeant Road

  7. 7

    Take the ramp left

    1428 ft · 36 sec

  8. 8

    Merge slight left onto Avenue of the Saints

    142.6 mi · 2 hr 45 min · Avenue of the Saints

  9. 9

    Take the exit slight right toward IA 471 South, US 71 NORTH: Early, Storm Lake

    1974 ft · 57 sec

  10. 10

    Turn right

    45.2 mi · 1 hr 2 min

  11. 11

    Turn right onto 11th Street Southwest

    2694 ft · 1 min · 11th Street Southwest

  12. 12

    Turn left onto 4th Avenue Southwest

    2608 ft · 54 sec · 4th Avenue Southwest

  13. 13

    At the end of the road, turn right onto 4th Street Southwest

    1691 ft · 41 sec · 4th Street Southwest

  14. 14

    Turn left onto South Grand Avenue

    2631 ft · 2 min · South Grand Avenue

  15. 15

    Turn right onto East 4th Street

    21 m · 1 sec · East 4th Street

  16. 16

    Arrive at your destination

    0 m · 1 sec · East 4th Street

Car Route Details

A richer read on the saved driving route between Waterloo and Spencer.

OSRM road route
Drive Character

Straightforward drive

The saved road route has a manageable number of maneuvers and should be easy to follow with normal attention to signs.

Directions
16 steps
10 turns on the saved route
Ramps & Exits
3
1 merges, 2 ramps or exits
Navigation Density
8.2 / 100 mi
Decision points by distance
Main Roads
Avenue of the Saints
143 mi · 73%
West 4th Street
2.37 mi · 1%
Sergeant Road
1.07 mi · 1%
West Ridgeway Avenue
0.58 mi
11th Street Southwest
0.51 mi
South Grand Avenue
0.5 mi
Longest Stretch

Avenue of the Saints

Merge slight left onto Avenue of the Saints

143 mi · 02h 45m

Route Summary

A quick read on whether this route feels easy, ambitious, or worth planning around.

Trip Read

A longer out-and-back drive

This is still possible in one day, but it becomes a long driving day. Leaving early and planning your stop window matters more here.

Drive Time
04h 00m
Long day trip
Same-Day Return
08h 02m
Round-trip wheel time
Road vs Air
+45.5 mi
148.9 mi direct line
Halfway Stop
Otho
02h 00m from Waterloo
Leave By
8:58 AM CDT
Early departure recommended
Weather Watch

Slight Chance Rain Showers then Chance Showers And Thunderstorms leaving Waterloo and Chance Showers And Thunderstorms near Spencer.

Trip Questions

Direct answers travelers usually want before committing to the drive.

How long does it take to drive from Waterloo to Spencer?

The road trip is about 194.4 miles (312.9 km) and usually takes 04h 00m in normal driving conditions.

Is this a same-day trip or an overnight route?

This is still possible in one day, but it becomes a long driving day. Leaving early and planning your stop window matters more here.

What is the halfway point on this route?

Otho is a useful midpoint, sitting about 97.1 miles from Waterloo and 97.4 miles from Spencer.

How much longer is the road route than the straight-line distance?

The direct path is about 148.9 miles (239.6 km), while the road route adds roughly 45.5 extra miles because roads do not follow the straight air line.

When is the best time to leave for this route?

A good departure window is usually 6:00 AM to 8:00 AM CDT. If you want a more comfortable same-day return, try to leave by 8:58 AM CDT.

How much will gas cost for this route?

Using about 28.3 MPG, regular gas is estimated at $25.87 one way or $51.74 round trip. Estimated CO2 is about 61 kg one way.

What should you check before leaving?

Before you leave, expect Slight Chance Rain Showers then Chance Showers And Thunderstorms around Waterloo and Chance Showers And Thunderstorms near Spencer.

Flight Path Map

This map shows the direct air route between Waterloo and Spencer. Straight-line distance: 148.88 mi (239.6 km).

Waterloo

#1 Waterloo

The most populous city in Black Hawk County, Iowa.

Population67,292
Coordinates42.4927600, -92.3429600
Altitude261
CountryUnited States
Spencer

#2 Spencer

City in the state of Iowa (United States)

Population10,989
Coordinates43.1413600, -95.1444400
Altitude400
CountryUnited States
Start: Waterloo (-92.34296, 42.49276)
End: Spencer (-95.14444, 43.14136)

Estimated Travel Time

Distance: 313 km by road

SpeedTime
30 mph (48.3 km/h)06h 28m
40 mph (64.37 km/h)04h 51m
50 mph (80.47 km/h)03h 53m
60 mph (96.56 km/h)03h 14m
70 mph (112.65 km/h)02h 46m
80 mph (129 km/h)02h 25m

Fuel, Round Trip and CO2

Estimated fuel cost and emissions for this route.

One-way fuel
6.86 gal
25.97 L · about $25.87
Round trip
$51.74
13.72 gal · 51.94 L
Estimated CO2
61 kg one way
Round trip: 121.9 kg / 269 lb CO2, using regular gasoline.
Fuel$/galOne wayRound trip
Regular gas $3.77 $25.87 $51.74
Mid-grade $4.25 $29.18 $58.35
Premium $4.65 $31.93 $63.85
Diesel $5.30 $36.39 $72.77

Assumes 8.3 L/100 km (about 28.3 MPG). CO2 is an estimate and varies by vehicle, fuel blend, traffic, and terrain.

Prices in Iowa · Apr 23, 2026

There is no time difference between Waterloo and Spencer. The current time is 02:59:09.

Distance to Other Cities

Planning a road trip? See the full trip guide on Trip.ovh — stops, fuel costs, weather, and departure timing.

How did we calculate? Place names are translated into coordinates. The Haversine formula calculates straight-line distance; driving distance uses road network data.