How far is Saint Joseph, IN from Waterloo, IN?
The driving distance from Saint Joseph, IN to Waterloo, IN is about 94.9 miles (152.7 km), with a travel time of about 01h 54m by car.
- The straight-line flight distance is about 83 miles (133.6 km).
- For a round trip, plan for roughly 03h 49m of driving time before adding stops, traffic, or weather delays.
- A comfortable departure window is usually 8:00 AM to 10:00 AM EST.
Reverse, save, or send this route
This route works well as a day trip with time at the destination. Copy the route link, send it to another device, or print a clean version before you head out.
This route works well as a day trip with time at the destination.
Flight Distance
Driving Distance
Gas Cost Calculator
Leave and Arrive Planner
Pick a departure time to see your estimated arrival and same-day return window.
Drive time stays fixed at 01h 54m.
A morning start gives you useful time at the destination and keeps the return out of the late evening.
You are leaving earlier than the recommended window, which gives you extra margin for breaks and traffic.
Halfway Point
A useful midpoint for breaks, coffee, or meeting in the middle.
Town in Indiana, United States
Route Weather Snapshot
Check the forecast at both ends before you head out.
Partly Sunny
Patchy Drizzle then Mostly Cloudy
Driving Route Map
The map below follows the saved road route between Saint Joseph and Waterloo.
Turn-by-Turn Driving Directions
Step-by-step road directions between Saint Joseph and Waterloo.
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1
Start on Grant Line Road
71 m · 5 sec · Grant Line Road
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2
Continue on State Road 111
1.8 mi · 3 min · State Road 111
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3
Turn right onto State Road 60
925 ft · 24 sec · State Road 60
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4
Turn left onto Perry Crossing Road
2.7 mi · 7 min · Perry Crossing Road
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5
Turn left
2.9 mi · 4 min
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6
Turn left onto Memphis-Blue Lick Road
3044 ft · 1 min · Memphis-Blue Lick Road
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7
Take the ramp right
1364 ft · 33 sec
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8
Merge slight left
73.3 mi · 1 hr 19 min
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9
Take the exit slight right toward SR 44: Franklin, Shelbyville
1772 ft · 43 sec
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10
Turn left onto East King Street
1.1 mi · 1 min · East King Street
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11
Enter the roundabout and take exit 2 toward East King Street
31 m · 2 sec · East King Street
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12
Exit the roundabout onto East King Street
3079 ft · 58 sec · East King Street
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13
Turn left onto North Forsythe Street
150 m · 10 sec · North Forsythe Street
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14
Turn right onto East Jefferson Street
2.1 mi · 3 min · East Jefferson Street
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15
Enter the roundabout and take exit 2 toward West Jefferson Street
39 m · 2 sec · West Jefferson Street
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16
Exit the roundabout onto West Jefferson Street
3068 ft · 52 sec · West Jefferson Street
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17
Continue on Johnson County Route 144
3149 ft · 53 sec · Johnson County Route 144
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18
Enter the roundabout and take exit 2 toward Johnson County Route 144
46 m · 3 sec · Johnson County Route 144
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19
Exit the roundabout onto Johnson County Route 144
2.5 mi · 4 min · Johnson County Route 144
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20
Continue on East Old Plank Road
2 mi · 3 min · East Old Plank Road
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21
Continue on Johnson County Route 144
1.9 mi · 3 min · Johnson County Route 144
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22
Enter the roundabout and take exit 1 toward North Road 500 West
8 m · 1 sec · North Road 500 West
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23
Exit the roundabout onto North Road 500 West
1416 ft · 29 sec · North Road 500 West
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24
Enter the roundabout and take exit 2 toward North Road 500 West
34 m · 2 sec · North Road 500 West
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25
Exit the roundabout onto North Road 500 West
33 m · 2 sec · North Road 500 West
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26
Turn straight onto South Morgantown Road
1.6 km · 2 min · South Morgantown Road
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27
Turn left onto County Road 600 North
59 m · 5 sec · County Road 600 North
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28
Arrive at your destination
0 m · 1 sec · County Road 600 North
Car Route Details
A richer read on the saved driving route between Saint Joseph and Waterloo.
Turn-heavy local drive
The route has frequent decision points for its length, so lane choice and turn timing will matter more than cruising speed.
Memphis-Blue Lick Road
Merge slight left
73.3 mi · 01h 19m
Route Summary
A quick read on whether this route feels easy, ambitious, or worth planning around.
A comfortable day-trip route
This route works well as a day trip. You can leave in the morning, spend meaningful time at the destination, and still return the same day.
Partly Sunny leaving Saint Joseph and Patchy Drizzle then Mostly Cloudy near Waterloo.
Trip Questions
Direct answers travelers usually want before committing to the drive.
How long does it take to drive from Saint Joseph to Waterloo?
The road trip is about 94.9 miles (152.7 km) and usually takes 01h 54m in normal driving conditions.
Is this a same-day trip or an overnight route?
This route works well as a day trip. You can leave in the morning, spend meaningful time at the destination, and still return the same day.
What is the halfway point on this route?
Jonesville is a useful midpoint, sitting about 47.5 miles from Saint Joseph and 47.4 miles from Waterloo.
How much longer is the road route than the straight-line distance?
The direct path is about 83 miles (133.6 km), while the road route adds roughly 11.9 extra miles because roads do not follow the straight air line.
When is the best time to leave for this route?
A good departure window is usually 8:00 AM to 10:00 AM EST. If you want a more comfortable same-day return, try to leave by 2:40 PM EST.
How much will gas cost for this route?
Using about 28.3 MPG, regular gas is estimated at $12.45 one way or $24.90 round trip. Estimated CO2 is about 29.8 kg one way.
What should you check before leaving?
Before you leave, expect Partly Sunny around Saint Joseph and Patchy Drizzle then Mostly Cloudy near Waterloo.
Stop Ideas Near Jonesville
Useful break, food, and waypoint ideas within about 15 miles of the route midpoint.
Transit and Meeting Points
Useful pickup, handoff, or rendezvous points close to Jonesville.
Indianapolis Union Station
Louisville, Kentucky
Connersville station
Cincinnati Museum Center at Union Terminal
Flight Path Map
This map shows the direct air route between Saint Joseph and Waterloo. Straight-line distance: 83 mi (133.57 km).
#1 Saint Joseph
The most populous city in St.
| Population | 76,995 |
| Coordinates | 38.4000700, -85.8083000 |
| Altitude | 172 |
| Country | United States |
#2 Waterloo
Waterloo is a place in Indiana, United States.
| Population | 0 |
| Coordinates | 39.5625500, -86.1974900 |
| Altitude | 246 |
| Country | United States |
End: Waterloo (-86.19749, 39.56255)
Estimated Travel Time
Distance: 153 km by road
| Speed | Time |
|---|---|
| 30 mph (48.3 km/h) | 03h 09m |
| 40 mph (64.37 km/h) | 02h 22m |
| 50 mph (80.47 km/h) | 01h 53m |
| 60 mph (96.56 km/h) | 01h 34m |
| 70 mph (112.65 km/h) | 01h 21m |
| 80 mph (129 km/h) | 01h 11m |
Fuel, Round Trip and CO2
Estimated fuel cost and emissions for this route.
| Fuel | $/gal | One way | Round trip |
|---|---|---|---|
| Regular gas | $3.72 | $12.45 | $24.90 |
| Mid-grade | $4.32 | $14.48 | $28.96 |
| Premium | $4.85 | $16.23 | $32.47 |
| Diesel | $6.71 | $22.49 | $44.97 |
Assumes 8.3 L/100 km (about 28.3 MPG). CO2 is an estimate and varies by vehicle, fuel blend, traffic, and terrain.
Prices in Indiana · Nov 06, 2026