How far is Saint Joseph, IN from Waterloo, IN?

The driving distance from Saint Joseph, IN to Waterloo, IN is about 249.3 miles (401.2 km), with a travel time of about 04h 42m by car.

  • The straight-line flight distance is about 213.6 miles (343.8 km).
  • For a round trip, plan for roughly 09h 25m of driving time before adding stops, traffic, or weather delays.
  • A comfortable departure window is usually 6:00 AM to 8:00 AM EST.
Trip Tools

Reverse, save, or send this route

This drive is better planned with a longer stop or an overnight stay. Copy the route link, send it to another device, or print a clean version before you head out.

Reverse Route
Quick Snapshot
Road
249.33 mi
04h 42m
Flight
213.61 mi
343.77 km direct

This drive is better planned with a longer stop or an overnight stay.

Learn Distance

Choose another destination from Saint Joseph.

Flight Distance

Direct air line
213.61 mi
Kilometers
343.77 km
Flight Time
00h 25m

Driving Distance

Road route
249.33 mi
Kilometers
401.25 km
Drive Time
04h 42m

Gas Cost Calculator

Leave and Arrive Planner

Pick a departure time to see your estimated arrival and same-day return window.

Drive time stays fixed at 04h 42m.

Arrival Snapshot
Arrive in Waterloo
Sat, Nov 7, 4:40 AM EST
Return by in Saint Joseph
Sat, Nov 7, 9:23 AM EST
Useful when you're deciding between a quick errand, a day trip, or a longer stop.
Leave Saint Joseph
2026-11-06T23:58
Arrive Waterloo
Sat, Nov 7, 4:40 AM EST
Route Timing
04h 42m
One way by road
Best Departure Window
6:00 AM to 8:00 AM EST
Leave early for more breathing room
Arrive between
10:43 AM to 12:43 PM EST

An early departure helps you fit a real stop into the day without turning the return into a late-night drive.

Leave by
7:34 AM EST
Keeps a same-day return open with about 04h 00m at the destination.
Back in Saint Joseph
9:00 PM EST
Early departure recommended

You are leaving earlier than the recommended window, which gives you extra margin for breaks and traffic.

Halfway Point

A useful midpoint for breaks, coffee, or meeting in the middle.

Mid-route stop
Fortville
IN

Town in Indiana, United States

From Saint Joseph
124.7 mi
02h 21m
To Waterloo
124.6 mi
02h 21m

Route Weather Snapshot

Check the forecast at both ends before you head out.

Origin
57°F
Friday

Partly Sunny

Starts
Fri, Nov 6 6:00 AM EST
Wind
6 to 10 mph NW
Destination
49°F
Today

Mostly Cloudy

Starts
Fri, Nov 6 7:00 AM EST
Wind
5 to 15 mph NW

Driving Route Map

The map below follows the saved road route between Saint Joseph and Waterloo.

Turn-by-Turn Driving Directions

Step-by-step road directions between Saint Joseph and Waterloo.

  1. 1

    Start on Grant Line Road

    71 m · 5 sec · Grant Line Road

  2. 2

    Continue on State Road 111

    1.8 mi · 3 min · State Road 111

  3. 3

    Turn right onto State Road 60

    925 ft · 24 sec · State Road 60

  4. 4

    Turn left onto Perry Crossing Road

    2.7 mi · 7 min · Perry Crossing Road

  5. 5

    Turn left

    2.9 mi · 4 min

  6. 6

    Turn left onto Memphis-Blue Lick Road

    3044 ft · 1 min · Memphis-Blue Lick Road

  7. 7

    Take the ramp right

    1364 ft · 33 sec

  8. 8

    Merge slight left

    86.7 mi · 1 hr 33 min

  9. 9

    Take the exit slight right toward Southport Road

    1948 ft · 48 sec

  10. 10

    Turn slight right

    54 m · 4 sec

  11. 11

    Turn straight onto East Southport Road

    975 ft · 27 sec · East Southport Road

  12. 12

    Turn left onto South Emerson Avenue

    2.5 mi · 4 min · South Emerson Avenue

  13. 13

    Take the ramp straight

    2399 ft · 59 sec

  14. 14

    Merge slight left

    2.3 mi · 3 min

  15. 15

    Continue straight

    11.8 mi · 14 min

  16. 16

    Keep slight right to continue on I 69 North: Fort Wayne

    4.2 mi · 6 min

  17. 17

    Keep slight left

    111 mi · 2 hr

  18. 18

    Keep slight left

    19.2 mi · 21 min

  19. 19

    Take the exit slight right toward US 6: Waterloo, Kendallville

    1414 ft · 30 sec

  20. 20

    Turn right

    1.8 mi · 3 min

  21. 21

    Turn right onto North Wayne Street

    137 m · 8 sec · North Wayne Street

  22. 22

    Arrive at your destination

    0 m · 1 sec · North Wayne Street

Car Route Details

A richer read on the saved driving route between Saint Joseph and Waterloo.

OSRM road route
Drive Character

Interchange-aware route

The drive includes several ramps, exits, or merges, so checking the next few maneuvers before busy interchanges is useful.

Directions
22 steps
9 turns on the saved route
Ramps & Exits
6
2 merges, 4 ramps or exits
Navigation Density
8.8 / 100 mi
Decision points by distance
Main Roads
I 69 North
134 mi · 54%
Memphis-Blue Lick Road
87.6 mi · 35%
South Emerson Avenue
17 mi · 7%
Perry Crossing Road
2.71 mi · 1%
State Road 111
1.78 mi · 1%
Southport Road
0.37 mi
Longest Stretch

I 69 North

Keep slight left

111 mi · 02h 00m

Route Summary

A quick read on whether this route feels easy, ambitious, or worth planning around.

Trip Read

A longer out-and-back drive

This is still possible in one day, but it becomes a long driving day. Leaving early and planning your stop window matters more here.

Drive Time
04h 42m
Long day trip
Same-Day Return
09h 26m
Round-trip wheel time
Road vs Air
+35.7 mi
213.6 mi direct line
Halfway Stop
Fortville
02h 21m from Saint Joseph
Leave By
7:34 AM EST
Early departure recommended
Weather Watch

Partly Sunny leaving Saint Joseph and Mostly Cloudy near Waterloo.

Trip Questions

Direct answers travelers usually want before committing to the drive.

How long does it take to drive from Saint Joseph to Waterloo?

The road trip is about 249.3 miles (401.2 km) and usually takes 04h 42m in normal driving conditions.

Is this a same-day trip or an overnight route?

This is still possible in one day, but it becomes a long driving day. Leaving early and planning your stop window matters more here.

What is the halfway point on this route?

Fortville is a useful midpoint, sitting about 124.7 miles from Saint Joseph and 124.6 miles from Waterloo.

How much longer is the road route than the straight-line distance?

The direct path is about 213.6 miles (343.8 km), while the road route adds roughly 35.7 extra miles because roads do not follow the straight air line.

When is the best time to leave for this route?

A good departure window is usually 6:00 AM to 8:00 AM EST. If you want a more comfortable same-day return, try to leave by 7:34 AM EST.

How much will gas cost for this route?

Using about 28.3 MPG, regular gas is estimated at $32.70 one way or $65.40 round trip. Estimated CO2 is about 78.2 kg one way.

What should you check before leaving?

Before you leave, expect Partly Sunny around Saint Joseph and Mostly Cloudy near Waterloo.

Stop Ideas Near Fortville

Useful break, food, and waypoint ideas within about 15 miles of the route midpoint.

Mid-route Guidance
These suggestions come from reviewed places and nearby services around Fortville and the surrounding midpoint area.
Stop photo coming soon
Practical stop 6.6 mi away

Noblesville Housing Authority

Noblesville , IN
320 Kings Ln, Noblesville, IN 46060
Rating 4.5/5 6 reviews Housing authority,Social services organization
Carmel City Hall
Meeting point 12.4 mi away

Carmel City Hall

Carmel , IN
Carmel City Hall (second floor One, 1 Civic Square, Carmel, IN 46032
Rating 3.1/5 18 reviews Government office,City courthouse
Thomas A. Weaver Municipal Complex
Nearby stop 6.7 mi away

Thomas A. Weaver Municipal Complex

Fishers , IN
1 Municipal Dr, Fishers, IN 46038
Rating 4.5/5 184 reviews Business center,Association or organization

Transit and Meeting Points

Useful pickup, handoff, or rendezvous points close to Fortville.

RAIL

Indianapolis Union Station

33 mi away
350 South Illinois Street
RAIL

Connersville station

69 mi away
1012 Eastern Avenue
RAIL

Crawfordsville

90 mi away
Spring and Green Streets
BUS

Crawfordsville (Bus), Indiana

91 mi away
1000 Smith Ave

Flight Path Map

This map shows the direct air route between Saint Joseph and Waterloo. Straight-line distance: 213.61 mi (343.77 km).

Photo coming soon

#1 Saint Joseph

The most populous city in St.

Population76,995
Coordinates38.4000700, -85.8083000
Altitude172
CountryUnited States
Photo coming soon

#2 Waterloo

Waterloo is a place in Indiana, United States.

Population0
Coordinates41.4319900, -85.0199700
Altitude276
CountryUnited States
Start: Saint Joseph (-85.8083, 38.40007)
End: Waterloo (-85.01997, 41.43199)

Estimated Travel Time

Distance: 401 km by road

SpeedTime
30 mph (48.3 km/h)08h 18m
40 mph (64.37 km/h)06h 14m
50 mph (80.47 km/h)04h 59m
60 mph (96.56 km/h)04h 09m
70 mph (112.65 km/h)03h 33m
80 mph (129 km/h)03h 06m

Fuel, Round Trip and CO2

Estimated fuel cost and emissions for this route.

One-way fuel
8.8 gal
33.3 L · about $32.70
Round trip
$65.40
17.6 gal · 66.6 L
Estimated CO2
78.2 kg one way
Round trip: 156.4 kg / 345 lb CO2, using regular gasoline.
Fuel$/galOne wayRound trip
Regular gas $3.72 $32.70 $65.40
Mid-grade $4.32 $38.04 $76.08
Premium $4.85 $42.64 $85.29
Diesel $6.71 $59.07 $118.13

Assumes 8.3 L/100 km (about 28.3 MPG). CO2 is an estimate and varies by vehicle, fuel blend, traffic, and terrain.

Prices in Indiana · Nov 06, 2026

There is no time difference between Saint Joseph and Waterloo. The current time is 23:58:19.

Distance to Other Cities

How did we calculate? Place names are translated into coordinates. The Haversine formula calculates straight-line distance; driving distance uses road network data.